Finance · Payment Management
Every naira received, matched to the invoice it paid
Payments in KztOne are financial evidence: verified by the provider where possible, recorded once, and matched to invoices and orders so balances are always right.
- Included in
- Starter and above
- Status
- Available now
- Module
- Finance
- Trial
- Included in the 7-day trial
Verified online payments
When a customer pays through the hosted invoice page, Paystack or Stripe confirms the payment by webhook. KztOne verifies the signature, records the amount, fees and reference, and marks the invoice paid. The same event delivered twice is ignored.
- Paystack and Stripe webhooks verified and deduplicated
- Fees recorded separately from the amount
- Refunds linked to the original payment
Manual payments with discipline
Record bank transfers, cash and POS payments with a reference. Partial payments reduce the balance; overpayments become credit. Nothing is edited after the fact; corrections are new entries.
- Partial payments and credits
- Payment method and reference required
- Receipts to the customer by email or WhatsApp
Reconciliation that flags what does not match
Import a bank statement CSV and KztOne matches lines to recorded payments by amount and reference, listing the unmatched ones for review.
- Statement import and matching
- Unmatched and duplicate detection
- Reconciled flag on every payment
What you get
- Accurate balances
- Invoice balances reflect verified money, not promises.
- No double counting
- Idempotent webhooks and references stop duplicates.
- Faster month end
- Reconciliation becomes a review, not a hunt.
Questions
- Which payment gateways can customers use to pay invoices?
- Paystack for Nigeria and other supported African countries and Stripe internationally. You connect your own merchant account, so money goes straight to you.
- Does KztOne charge a fee on customer payments?
- No. You pay only your gateway's fees. KztOne records the fee so your reports show net receipts.
- Can I send a receipt automatically?
- Yes. The Payment received workflow sends a thank-you and receipt by email and, with WhatsApp Mark, by WhatsApp.
- Which KztOne plan includes payment management?
- Payment Management is included in the Starter plan and above. Every new workspace gets a 7-day trial of the full platform, so you can try it before choosing a plan.
Related
Invoicing
Create branded invoices and quotations, send them by email or WhatsApp, get paid online via Paystack or Stripe, and let reminders chase late payers.
Accounting & Finance
Track income, expenses and cash flow from the records that run your sales. Budgets, overspend alerts and financial reports without a separate accounting tool.
Invoices on WhatsApp
Deliver invoices, quotes and receipts on WhatsApp from your business number with the PDF and a Pay now link. Logged on the invoice. Starter plan and above.
See it with your own data
Create a workspace, import your records and try every feature free for 7 days.